The Arlington Market
Arlington's median home value is $811,245 — the highest of any Virginia market covered on this site. Arlington's dense, transit-oriented neighborhoods, from Clarendon to Shirlington, carry values that routinely clear $800,000, propped up for decades by the steady, recession-resistant pull of federal employment and government contracting rather than the swings that move more cyclical markets.
median home value in Arlington — the highest of any Virginia market on this site, and even after a decade of appreciation, many longtime owners are sitting on equity balances well into six figures without ever having refinanced to access it.
Source: Local Equity Report, Virginia city-level data, 2026. Figures are market averages, not a valuation of any specific property.
How Arlington Homeowners Use a HELOC
A HELOC in Arlington can mean access to a genuinely large credit line relative to nearly every other Virginia market, simply because the underlying home value supports it. That scale commonly funds a major renovation, a down payment on a second property, tuition for multiple children, or consolidating high-rate debt at a fraction of what a large card balance would otherwise cost — all without touching a first-mortgage rate that, for many Arlington owners, was locked in well below where rates sit today.